Education Loans for USA Studies
Low-interest education loans for Indian students admitted to top US universities. Access US co-signer rates from 2.24%* APR via the Juno partner network, collateral-free non-cosigner options, and an exclusive 0.25% Aspiro Cashback.
- Rates starting from 2.24%* APR
- 100% Cost of Attendance covered
- Accepted for I-20 & F-1 Visa
- Zero collateral / property pledge
- Pre-visa sanction letter
- Dedicated 1:1 expert loan advisor
US Co-Signer vs Indian Bank vs International Non-Co-Signer
Understand the pros and cons of each loan type so you borrow smart and minimize total repayment interest.
| Key Feature | 🇺🇸 US Co-Signer Loan Lowest Interest | 🌐 Non-Co-Signer Loan | 🇮🇳 Indian Bank Loan |
|---|---|---|---|
| Interest Rate | From 2.24%* APR (USD) | 9.5% – 13.5% (USD) | 9.5% – 11.5% (INR) |
| Tangible Collateral | None Required | None Required | Collateral required depending on case basis |
| Co-Signer / Guarantor | US Citizen or Green Card holder | No co-signer needed | Indian parent / guardian required |
| I-20 / F-1 Visa Acceptance | 100% Accepted by all US Unis | 100% Accepted | 100% Accepted |
| Currency Risk | Low (Earn in USD, repay in USD) | Low (Repay in USD) | High (INR rate + Forex depreciation) |
| Exclusive Cashback | +0.25% Aspiro Cashback | — | — |
We engineer your financing so you graduate with minimum debt
Direct access to top US and Indian lenders with zero bias and zero consultant charges.
Save ₹15–30 Lakhs in Interest
A US co-signer loan at 2.24%–6% APR in USD saves lakhs compared to an 11%–13% Indian loan with compounding interest.
Flawless I-20 Financial Proof
We ensure your loan sanction letter conforms strictly with US Embassy consular and university financial affidavit requirements.
Broad Multi-Lender Network
From Juno partner lenders to Prodigy, MPower, HDFC Credila, and public banks, we compare all options side-by-side.
Your US loan sanctioned in 4 clear steps
Speed matters when applying for your I-20 and scheduling your US visa slot.
Free Profile Assessment
Share your US admit letter, test scores, target program, and co-signer details.
Compare Pre-Approved Offers
Receive customized quotes showing exact interest rates, EMIs, and savings.
Get Visa Sanction Letter
Receive an official lender letter to submit for your Form I-20 and F-1 visa interview.
Disbursement & Cashback
Tuition sent directly to university and 0.25% Aspiro student cashback disbursed to you.
Students funded across top US universities
Whether you are heading to an Ivy League, top public university, or high-ROI STEM institute.
Everything you need to know about US education loans
Ready to secure your US education loan?
Get your profile evaluated for free. We will show you the lowest possible rates for your US admit in under 24 hours.